TERMS OF USE AGREEMENT AND LIABILITY DISCLAIMER

Effective Date: September 1, 2024

Welcome to the website and services offered by Chris Kirkman of Kirkman and Company LLC under the brand "Stating It Real" (referred to as “Company”, “We”, “Us”, or “Our”). This Terms of Use Agreement governs your use of our online courses, coaching services, subscription-based communities, and any digital assets or advice provided (collectively, the "Services"). By accessing or using our Services, you agree to the following terms and conditions. These terms apply to all visitors, users, and others who access or use the Services (collectively referred to as “You”).

1. Educational Purpose and Advice Disclaimer

Summary: We provide educational content, but your success depends on your actions and due diligence. Consult your own legal and financial advisors for specific advice.

The content provided in our courses, coaching sessions, and other materials is for informational and educational purposes only. It is based on the personal experiences of Chris Kirkman in real estate investing. Nothing shared should be construed as legal, financial, or professional advice.
You are responsible for verifying all information with your legal, financial, or professional advisors. Any reliance on the content provided is at your own risk.

2. No Guarantee of Results

Summary: We do not guarantee any specific outcomes or results from your use of our Services.

We make no guarantees that you will achieve any particular financial outcomes or other results from using our Services. Success in real estate investing and related fields depends on many factors, including individual effort, market conditions, and personal financial situations.

3. No Refund Policy

Summary: All sales are final. No refunds will be issued after purchase.

All sales of our online courses, digital assets, and coaching sessions are final. No refunds are offered once a purchase is complete. Please review all product information carefully before making a purchase.

4. Copyright and Intellectual Property

Summary: All content is owned by Kirkman and Company LLC and cannot be reproduced or shared without permission.

All content in our courses, videos, digital assets, and other materials is the proprietary property of Kirkman and Company LLC and is protected by intellectual property laws. You are granted a limited, non-transferable, non-exclusive license to access and use the content for personal, non-commercial use.
You may not copy, share, redistribute, resell, or publish any of our content without explicit written permission.

5. Use of Third-Party Platforms and Tools

Summary: We may use third-party platforms (such as Kajabi) to deliver our services. Your data may be processed by these platforms according to their privacy policies.

We use third-party platforms, such as Kajabi, to host and deliver courses and services. When you engage with these services, your data may be shared with or processed by these platforms.
You acknowledge and agree that these third-party platforms have their own terms of use and privacy policies, which govern their collection, use, and storage of your personal data. These platforms include but are not limited to kajabi.com.

6. Processing of Personal Data

Summary: We collect personal data for service delivery and improvement. Data processing follows applicable laws, and you may manage your personal data.

We collect and process personal data, including but not limited to your name, email, payment details, and usage data, to deliver our Services. Your data may also be shared with third-party service providers, including payment gateways.
We take reasonable measures to protect your personal data, but you are encouraged to review our Privacy Policy for more details on how we handle your information.

7. Limitation of Liability

Summary: We are not liable for any damages arising from your use of our Services.

Kirkman and Company LLC, including its employees, contractors, and affiliates, shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the Services.

8. Indemnification

Summary: You agree to indemnify us against any claims arising from your use of our Services.

You agree to indemnify and hold harmless Kirkman and Company LLC, its affiliates, officers, and employees from any claims or legal actions resulting from your use of our Services or violation of these terms.

9. Governing Law and Jurisdiction

Summary: Legal disputes will be resolved in Sheridan, Wyoming, under Wyoming law.

This agreement is governed by the laws of Wyoming. Any legal disputes arising from your use of the Services will be resolved in the courts located in Sheridan, Wyoming.

PRIVACY POLICY

Effective Date: September 1, 2024

1. Information We Collect

Summary: We collect both personal and non-personal information when you use our Services.

We collect personal information, such as your name, email, payment information, and other contact details, when you register for our Services. Non-personally identifiable information, such as browser type and usage patterns, may also be collected for analytics purposes.

2. Use of Information

Summary: We use your information to provide and improve our Services, process payments, and communicate with you.

We use your personal information to process transactions, deliver Services, and communicate with you regarding updates and promotions. We do not sell or share your personal information with third parties, except as necessary for service delivery.

3. Data Security

Summary: We take reasonable steps to protect your data, but no online transmission is completely secure.

We employ industry-standard security measures to protect your personal data. However, no system is foolproof, and we cannot guarantee absolute security of your information.

4. Use of Cookies and Similar Technologies

Summary: We use cookies to enhance your experience and collect usage data.

Our website and third-party platforms use cookies and similar technologies to collect information about your browsing habits and enhance your user experience. You may manage your cookie preferences through your browser settings.

5. Children's Privacy

Summary: Our Services are not intended for children under the age of 18.

We do not knowingly collect personal information from individuals under 18. If we discover that we have inadvertently collected such information, we will take steps to delete it.

6. Your Rights

Summary: You have the right to access, modify, or delete your personal data.

Depending on applicable laws, you may have the right to request access to your personal data, correct any inaccuracies, or request deletion of your data. For more details on how to exercise these rights, contact us at legal@chriskirkman.com.

7. Third-Party Data Sharing

Summary: We may share data with third-party service providers as necessary to provide our Services.

We may share your personal data with third-party service providers, such as payment processors or analytics providers, in order to facilitate transactions or improve the user experience. These third parties are contractually obligated to protect your data.

DISCLAIMER

General Disclaimer

Summary: The information provided is for educational purposes only. We are not responsible for the accuracy or completeness of the content.

All content provided through our Services is for educational purposes only and does not constitute legal or financial advice. We do not guarantee the accuracy or completeness of the information and assume no liability for any reliance on the content provided.

Affiliate and External Links Disclaimer

Summary: We may earn commissions from affiliate links, but this does not affect our content.

Some links on our website may be affiliate links, meaning we may earn a commission if you make a purchase through the link. This does not influence our recommendations or the content we provide.

Use at Your Own Risk

Summary: You use the Services at your own risk. We are not responsible for any outcomes related to your use of the information.

All content is provided "as is" without warranties of any kind. You are responsible for any actions taken based on the information provided.

COPYRIGHT NOTICE

All content on this website and within our Services, including courses, videos, and other digital materials, is protected by copyright law. Unauthorized use, reproduction, or distribution is prohibited.

For any questions or concerns about this policy, please contact:
Email: legal@chriskirkman.com
Date of Last Revision: September 1, 2024.